Funeral plans are designed to help you plan ahead and reduce the financial burden that funeral costs may present. By having a funeral plan, you ensure your loved ones are not left with unexpected expenses during a difficult time.

No, most funeral plans do not require a medical examination, making it quick and easy to get covered.

A funeral plan provides a lump sum payout upon your passing. You can also opt for a family funeral plan, which extends coverage to your partner, children, and other family members of your choice.

The cost of your funeral plan depends on the level of cover you select, the number of family members included, and factors like the age of extended family members added to your policy.

Yes, you can include your partner, children, and extended family members, such as parents or in-laws, for a small additional premium.

Funeral cover remains active as long as premiums are paid. Cover for your children may extend until they turn 21, or 25 if they are full-time students or have certain impairments.

Yes, many insurers offer 12 months of free cover for your family after you pass away. After that, a family member can take over premium payments to continue the coverage.

Most insurers offer a grace period of 15 to 30 days for missed payments. During this time, you can make the payment to maintain your coverage.

Waiting periods typically range from 3 to 12 months for death from natural causes and up to 24 months for death from suicide. Accidental death benefits may be immediate.

Yes, you can nominate a beneficiary to receive the payout. If no beneficiary is nominated, the benefit will be paid to your estate.